debt to income ratio

Personal protection insurance

Making life insurance simple

Having an entourage means:

  • Taking the complexity out of insuring your income and assets
  • Providing you the right insurance advice when you need it
  • Structuring your cover to make the most of the tax and cash flow benefits available to you

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Protecting your loved ones

Life insurance isn’t fun but it is crucial

Financial Wellness
You could do it yourself

You could attempt to take out life insurance yourself online, but you smart savvy individual understand the benefits of getting professional advice. There are a range of constantly changing benefits and features, premiums and insurers. Having an entourage takes away the complexity and gives you the right life insurance advice when you need it.

Buying and Selling
Income Protection Insurance

Australians are chronically under-insured and often don’t realise this until it’s too late and they need to make a claim. Get the right advice today and go through life knowing no matter what happens, your income, family and assets will be protected and secure into the future.

First Home Buyer

Superannuation ownership

Life insurance policies can be held in a range of different ownership structures, including through superannuation. For some people this makes a lot of sense, freeing up cash flow for day-to-day expenses and is more tax effective. Your Entourage financial planner will explore whether this makes sense for you too.

Retirement Planning
Keeping on top of life’s changes

Every time you experience a major life event such as a new relationship, marriage, children, changing jobs or separating from a partner your insurance cover should be reviewed too. Having an entourage means a regular review of your position and ensures your cover keeps protecting you no matter what life throws your way.

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Support at every life stage

Personal Protection Insurance

When your life changes, so too may your Personal Protection Insurance needs. Changes might include having or adopting a child, a change in relationship status or marriage, purchasing property or a change in employment. Or it may be that you simply don’t have cover in place at all.

Entourage Wealth is able to assist with your:

  • Personal Life Insurance
  • Total and Permanent Disability Insurance
  • Trauma Insurance
  • Income Protection Insurance and
  • Business Expense Insurances

Guiding you through

Frequently Asked Questions

Below are some links to questions we are often asked about life insurance and personal protection insurance:

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How much life insurance cover should I have?

How much life insurance cover you need is highly individual, typically no two people have the exact same set of circumstances.

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How often should I review my beneficiaries?

A review of your beneficiaries should be completed when you reach certain life milestones.

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What happens if my child gets sick?

Taking out insurance is all about risk mitigation. No one ever expects something is going to happen to their kids. But if it does you can be prepared.

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