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Getting the best rate

Paying off your loan faster

Regularly reviewing your home loan and overall financial position is the key to becoming debt free and setting yourself up for a lifetime of financial success.

Having an entourage means:

  • Having regular reviews to keep on top of your finances
  • Working with your lender without you lifting a finger to ensure you’re always getting the best rate
  • Ensuring you stay on top of market movements and offers

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Refinancing

Helping you save time and money

Refinancing
Negotiating with your bank

Your bank is not going to contact you each year to see if you want a lower rate on your home loan. Having an entourage means we do that for you though. You’ll never get the best rate going direct to a lender or applying through their website. Whether through refinancing or negotiating with your lender, Entourage ensures you are getting a great rate. Always.

Financial Wellness
Saving you money

At times various lenders offer cash back options, great package deals or drop their interest rates. Having an entourage gives you access to 1000’s of products and offers saving you time and money.

First Home Buyer
Finding the right loan for you

There are lots of products and features but sometimes refinancing can be more difficult than getting your first home loan. Markets move, life happens and you can find yourself in a position not quite where you need to be. That’s where Entourage comes in. We review the market and make sure you have the best option to meet your changing needs.

Wealth Creation
Creating your ideal lifestyle

There are many reasons to refinance, sometimes it’s not just to get a better rate. Renovations and other needs arise and being able to access finance to meet these is important. Come into our beautiful Cremorne office, enjoy a glass of bubbles and share your big plans. Then we’ll get to work and make them happen for you.

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Refinancing and repricing

Negotiating with your lender

Refinancing your loan is not always going to be the best option. Sometimes the property market will take a dip or your may have changes to your financial position. In this situation, repricing or negotiating with a lender might be the better option for you.

Having an entourage means:

  • Actively reviewing your loan each year to ensure it is competitive
  • Having someone negotiate with your existing lender to get the best rate
  • Saving time and money along the way

Compare interest rates

Guiding you through

Frequently Asked Questions

You have questions, we have answers:

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What is an ethical bank?

What does ethical lending in Australia even mean and who qualifies as an ethical lender?

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What is debt-to-income ratio?

The DTI is an assessment tool the lender can use to ensure you don’t get yourself into too much debt.

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What’s the difference between good debt and bad debt?

I it increases your net worth or has future value, it’s good debt. If it doesn’t, then it’s bad debt.

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Will I pay my loan off faster with a lower rate?

In short, yes. But as always, there’s a bit of a caveat on that.

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